Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
第七十八条 涉外经济贸易、运输、海事纠纷以及其他涉外纠纷的仲裁，适用本章规定；本章没有规定的，适用本法其他有关规定。
，更多细节参见搜狗输入法
Оказавшиеся в Дубае российские звезды рассказали об обстановке в городе14:52
the mean free path of a molecule of diameter 5 x 10^-10 m at the temperature 41°c and pressure 1.38 x 10^5 pa, is given as ____ m. (given k_b = 1.38 x 10^-23 j/k).